NFL Extra Points Credit Card Moves to American Express Network

Type: Distribution — co-branded credit card / payments partnership
Sport: American Football / NFL
Announced: August 2026

• The NFL Extra Points Credit Card program has launched on the American Express Network, giving cardholders access to American Express Network benefits, offers, experiences and protections. Bread Financial continues as the issuer of the program.
• 18 NFL teams have launched cards on the American Express Network as part of the move, with the NFL and Bread Financial also introducing refreshed card designs across the team lineup. The launch builds on the multi-year global partnership announced between American Express and the NFL, with American Express serving as the NFL’s Official Payments Partner beginning with the 2026 season.

• The NFL Extra Points American Express Credit Card offers 3% in rewards on qualifying NFL and NFL team purchases, 2% on grocery stores, food delivery, restaurants, gyms and sporting goods stores, and 1% on other purchases. Cardholders can redeem points for cash back, NFL tickets, merchandise, gift cards and exclusive experiences.
• Other card benefits include a $100 cash-back welcome bonus after spending $500 outside of NFL purchases within the first 90 days, no annual fee, 25% off qualifying NFLShop.com purchases, exclusive NFL tickets and experiences, and special financing on qualifying NFL ticket purchases of $250 or more.
• Through the American Express Network, eligible cardholders also receive access to Amex Offers, Amex Experiences, ticket presales, venue perks, travel and lifestyle benefits and protections.
• Will Stredwick, executive vice president, global network partnerships for North America at American Express, said: “We’re thrilled to welcome NFL Extra Points American Express® Credit Cardholders to the American Express Network. Together with the NFL and Bread Financial, we're bringing fans closer to the football teams they love by providing meaningful value and unforgettable NFL experiences, backed by the security and benefits of the American Express Network.”
• Dennis McCarthy, senior vice president and chief revenue officer at Bread Financial, said: “This program has always been about delivering Cardholders ways to earn rewards1 on everyday purchases that connect them to the teams, moments and experiences they value most. Adding in new American Express Network benefits is another way eligible Cardholders win, paired with a seamless experience that makes earning and enjoying rewards effortless.”
• Allegra Krishnan, senior vice president, marketing strategy and science at the NFL, said: “At the NFL, we're always looking for new ways to deepen the connection between fans and the teams they love. Through our partnership with American Express and Bread Financial, the NFL Extra Points Card brings team loyalty to life, giving fans a way to showcase their passion every day while earning valuable rewards and cash back. It's a powerful combination of fandom and benefits that delivers greater value both on and off the field.”
• The cards are issued by Comenity Capital Bank pursuant to a license from American Express, while Bread Financial continues to provide the issuing relationship for the program.

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